Payments that clear, verified before they settle.
ArvethPay is infrastructure for businesses that need to collect and verify payments — an embeddable widget, a merchant dashboard, and a reconciliation layer that checks every receipt before a sale is marked paid.
How a payment settles
What you get when you launch.
A sign-in screen for your business, and a dashboard that tracks every request, transaction, and error as it happens.
Built for businesses, not for shortcuts.
ArvethPay is payment infrastructure for businesses — there is no personal tier, because the problem we solve is a business problem. We give merchants three things: a widget that collects payments directly on their own site, a dashboard that tracks every transaction, and a verification layer that checks bank receipts before a sale counts as paid.
Every balance, every payout, and every verification decision happens on our servers, not in a customer's browser. That distinction sounds small until it's the reason a payment can't be forged, a balance can't be edited from the outside, and a receipt can't be faked past reconciliation.
Four steps, each one checked before the next starts.
Add your API key
Drop the widget script into your site with an avt_-prefixed key. It renders in place, styled to match your brand.
Customer pays
The buyer pays into one of your verified settlement accounts and submits or uploads the receipt.
We check the receipt
Smart Scan extraction and manual reconciliation confirm the receipt matches the bank record before anything is marked paid.
Funds route through
Settlement rotates across your verified accounts, so no single account carries every transaction.
Most payment scripts trust the browser. We don't.
A lot of lightweight payment tools check balances and confirm sales client-side — which means anyone who can open dev tools can potentially edit them. Here's what we do differently.
One paid plan. No cut of your sales.
Every account is a business account — start free, upgrade when your request volume grows.
Free
₦0/month
- 200 API requests per month
- 1,000 lifetime request cap
- Merchant dashboard access
- Embeddable payment widget
- KYC verification included
Paid
₦3,000/month
- 150,000 lifetime API requests
- Dedicated pages for your own storefront
- Donation pages, powered by ArvethPay
- Workshop sandbox for testing integrations
- Priority support
Occasional discounts are applied automatically at checkout — server-verified, never negotiated.
Premium features on the Paid plan
Dedicated pages
Design and host a static storefront page for your products, with checkout already wired to your ArvethPay account — no separate hosting to set up.
Donation pages
Spin up a page to collect donations of any kind — verified and settled the same way as every other ArvethPay transaction.
Merchants trust ArvethPay with real money.
Awards, from the merchants and communities we serve.
Most Trusted Payment Gateway
Voted by merchants across our West African markets for verified settlement and fast dispute resolution.
Best Emerging Fintech
Recognized for the rotating-account settlement model and receipt verification layer built for small businesses.
Customer Choice — Reliability
Selected by merchant vote for uptime and transparent handling of failed or disputed transactions.
